I have been asked this question a lot lately. I don’t think it is because more and more couples are planning on canceling their weddings, rather it is because they are worried about losing their jobs or they are worried about their vendors going out of business.
Wedding insurance typically covers deposits if the event has to be canceled due to illness, weather, military action, a vendor not showing up, wedding gown being damaged or other uncontrollable occurrences. It typically DOES NOT cover you if you are unable to pay for services because of job loss. or if you get cold feet.
If you decide to purchase wedding insurance, make sure to read the policy very carefully. The policies I reviewed were seven pages long with a lot of exclusions. You must make sure to understand what you are purchasing before paying for it.
If you have questions on this or any other wedding related topic, please post for me here or send me an email to susan.southerland@pwg.com. Also become a fan on Facebook by clicking here and follow me on Twitter by clicking here.
Your partner in perfect planning,
Susan
