Legacy Federal Credit Union is a full service financial institution offering some of the best products in the market: ~ Lifestyle Loans (great for wedding expenses) ~ Mortgage & Home Equity Loans ~ Auto loans ~ Credit Cards ~ Free Interest-Bearing Checking ~ Savings & Club Accounts ~ Money Markets ~ Certificates /IRAs ~ Financial Planning & Insurance ~ Special Member Discounts We’re member-owned and not-for-profit, so earnings are returned to our members as better rates & lower fees. You can apply for membership if you live, work, worship, or attend school in the 7-County Birmingham metro area (Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Bibb. To open an account, you simply deposit $5 into a share (savings) account and then you can apply for other products. Apply online at www.legacycreditunion.com or call 205-930-5000. Federally Insured by the National Credit Union Administration (NCUA).