Legacy Federal Credit Union is a full service financial institution offering some of the best products in the market: ~ Lifestyle Loans (great for wedding expenses) ~ Mortgage & Home Equity Loans ~ Auto loans ~ Credit Cards ~ Free Interest-Bearing Checking ~ Savings & Club Accounts ~ Money Markets ~ Certificates /IRAs ~ Financial Planning & Insurance ~ Special Member Discounts We’re member-owned and not-for-profit, so earnings are returned to our members as better rates & lower fees. You can apply for membership if you live, work, worship, or attend school in the 7-County Birmingham metro area (Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Bibb. To open an account, you simply deposit $5 into a share (savings) account and then you can apply for other products. Apply online at www.legacycreditunion.com or call 205-930-5000. Federally Insured by the National Credit Union Administration (NCUA).

Q I travel a lot and spend time out of state. Is Legacy Credit Union still convenient? Are there branches and ATMs I can use in other cities?

Legacy Credit Union is part of the CO-OP Shared Branch & ATM Network. Members have access to over 5,000 branches and 30,000 Free ATMs nationwide (larger than most bank networks). You can simply click on a link from our mobile app and find the branch or ATM closest to you. And with mobile & online banking, you can access your accounts fee free.

Q How do I become a Legacy Credit Union member?

Membership at Legacy Community Federal Credit Union is open to anyone who lives, works, worships or attends school in one of the following Alabama counties: Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb. When you open your share account (savings) with $5.00, that's your "share" of the credit union since we're member-owned. Once a member, you can apply for other products/services. Apply online at www.legacycreditunion.com.

Q I have my account with another financial institution. Would it be difficult and time consuming to switch my account to Legacy Credit Union since I have automatic drafts set up?

Actually it's very easy. You can either download our Simple Switch Kit online or complete it at a branch and we'll do all of the work for you. Just fill out one form and we'll transfer your automatic drafts for you. We make it easy to switch to Legacy! https://www.legacycreditunion.com/online-switch-kit.php

Q How can I access my Legacy Credit Union account?

You can access your Legacy Credit Union accounts 24/7 from anywhere. Legacy offers Free online banking, bill pay, & mobile banking. This allows you to transfer funds, check account balances and history, set up email and/or text alerts for various types of account activity and more. You can also access your account through our automated telephone system called FlashTalk or at a nationwide CO-OP Shared Branch or ATM.

Q What is a Lifestyle Loan and how can it help me with wedding, honeymoon, or other expenses we'll have as a newly married couple?

A Legacy Lifestyle Loan is a personal loan for just about anything that enhances your lifestyle. Maybe you’ve had unexpected medical expenses that exceed your health insurance; maybe you’d like to adopt a child; or maybe you’d even like to add a pool or outdoor kitchen to your yard. Legacy has a financing plan to fit your unique needs. Visit our website for details and special offers. https://www.legacycreditunion.com/personal-loans.php

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